{"id":1610,"date":"2020-11-02T00:04:00","date_gmt":"2020-11-01T13:04:00","guid":{"rendered":"https:\/\/multisitestaging.onthecoastpublications.com.au\/onthecoastover55\/?p=1610"},"modified":"2021-07-03T00:06:26","modified_gmt":"2021-07-02T14:06:26","slug":"is-aged-care-confusing","status":"publish","type":"post","link":"https:\/\/multisitestaging.onthecoastpublications.com.au\/onthecoastover55\/is-aged-care-confusing\/","title":{"rendered":"Is aged care confusing?"},"content":{"rendered":"\n

MORGANS FINANICAL LIMITED<\/strong><\/p>\n\n\n\n

The good news is we are living longer, which may give you more time in retirement to tick off your bucket list. But at some point, you might expect to slow down and take things easier. Therefore, you may need help around the home or with some of your daily needs. You may even find you need to make the move to residential aged care.<\/p>\n\n\n\n

Whatever your needs and choices, identifying your options and making effective decisions can become overwhelming without good advice and an effective plan.<\/p>\n\n\n\n

Some tasks are too complex and too important to do on your own. Navigating the way through aged care and the jargon is not easy \u2013 especially if decisions are being made in a time of crisis and emotions are running high. We all make less effective decisions when experiencing grief or stress, so having a plan and a roadmap to fall back on can fill the gap.<\/p>\n\n\n\n

When aged care decisions go badly, the stress can lead to family conflicts, fuelled by the Three G\u2019s of aged care\u00ae<\/sup><\/em> which have been identified by Louise Biti from Aged Care Steps as grief, guilt and greed. <\/p>\n\n\n\n

Grief: <\/strong>  When a parent needs to make a move into aged care, the spouse and children are likely to experience grief at the change in that person and in the ongoing relationship. We all make less effective decisions when experiencing grief or stress, so having a plan and a roadmap to fall back on can fill the gap.<\/p>\n\n\n\n

Guilt:<\/strong>   An aged care residence is often the best and safest way to look after an older person. Many people feel guilty about sending a spouse or parent to live in a home, rather than providing the care themselves. While residential care may not be your first preference, it is important to have discussed the options with family and give \u201cpermission\u201d to make the decisions they need to make.<\/p>\n\n\n\n

Greed:<\/strong>  Families and money are often not a good mix. The lure of an impending inheritance can make people act in their own interests, not yours. Choose carefully who you leave in charge of your finances and think about how you can ensure the rest of the family knows what\u2019s happening so there are checks and balances in place.<\/p>\n\n\n\n

Mistakes can be costly. Three key mistakes we see people make when they don\u2019t get the right advice:<\/p>\n\n\n\n